If you're a specialist broker, Funding Options can help you offer a wider range of finance products to cover the whole market for your clients. Help the small walk tall by working with the one-stop-shop for business finance, recently named the UK's Best Commercial Finance Broker.
Work with us
Dedicated account managersDaily reporting
WE BELIEVE IN YOUR CLIENTS
Whether they want to hurry up and grow or they’re fighting for survival, we’ll help your clients find the right finance for their situation.
WE'RE IN THIS TOGETHER.
We’ll be right there with you and your client through the whole process, from the first enquiry to money in the bank and beyond.
WE GIVE IT TO YOU STRAIGHT
We’re here to give it to you straight, with no jargon and no “BS”. If it looks like a dog and walks like a dog, we’ve got a name for it — a dog.
Our market-leading finance finder solution is there for 250,000 members of the Confederation of British Industry (CBI).
We partner with Sage to offer entrepreneurs guidance and insights on how to grow and run their business. Sage is the market leader for integrated accounting, payroll and payment systems.
Make It Cheaper is the UK’s leading price comparison and switching service for small businesses. Since 2007, Make it Cheaper has helped more than 250,000 businesses make the right choices across core services, such as energy and telecoms.
Crowdcube is the leading investment crowdfunding platform, enabling businesses to harness the power of the crowd to raise finance.
Yell Business provides digital solutions to small businesses across the UK.
World First offers FX solutions to businesses looking to trade in the global marketplace.
Send your clients to our site using your personal partner ID, with a login to your personal referrals dashboard.
Combine your branding with our class-leading service, with a microsite where you can direct your clients.
Refer your customers directly to our platform via API for speed and simplicity (not available for less than 50 referrals per month).
Share a guest article on our site, or add our business finance expertise to your own site with practical support and how-to guides.
Ad-hoc email referrals
Refer businesses to us, even if it's only now and then. It's as simple as sending an email, and you'll still get commission and reporting.
Events and networking
Host a Funding Options expert at your event, and help your network get to grips with the complex business finance market.
"Advantage Business Partnerships provide hands-on consulting and mentoring to ambitious firms across the UK. Business finance is a critical component in delivering our clients' growth plans, and Funding Options has proven on a number of occasions to be a reliable and valuable partner sourcing vital finance solutions for our clients in a range of scenarios."
— Daryl Woodhouse, Founder, Advantage Business PartnershipsWork with us or call 0333 344 1015
Frequently Asked Questions
Our fastest case was completed in 1 ½ hours, from initial enquiry to funds in the business's bank account. Our record from enquiry to approval is just 7 minutes.
In our experience, the biggest factor in how quickly you’ll get finance is you. Most lenders will reply quickly (within 24 hours), and your dedicated account manager will work hard to keep things moving. If you’ve got all the documentation ready, it’s often possible to get the deal done within a day or two.
First, you’ll need to give us the key details about your business and what you’re looking for. This will only take a few minutes, and you can do it on our website or give us a call.
Once you’ve decided which lender(s) you’d like us to approach, the application time varies depending on the product and lender you’re dealing with – but it always helps if you’ve prepared in advance!
- Lenders we work with are much faster than the banks
- Takes seconds to see your options
- Offers back within 24–48 hours for most cases
- Money in account within days if you’ve got documents ready
Types of commercial finance available include bank term loans, invoice finance, hire purchase, equipment leasing, commercial mortgages, property development finance, peer-to-peer lending, revenue loans, and online short-term lenders, as well as government-backed start-up loans and not-for-profit social lenders.
Funding Options does not support equity funding.
Signing up on our website, seeing your funding options, and talking to one of our Business Finance Specialists won’t have an effect on your credit score. We, Funding Options, do not credit check you. However, many of the lenders we work with require a credit check as a normal part of their application process. For this reason, we may ask for your ‘permission to search’ to pass on to a lender in order to speed up your application and make the process as straightforward for you as possible.
You will never be credit checked by a lender we work with unless you have given your explicit consent. Personal credit checks are highly regulated, and you have rights as an individual for your personal data to be protected.
If you have any questions about credit checks and permission to search in relation to your finance enquiry, one of our team will be happy to discuss it further with you.
No, we cannot recommend products and we don’t give financial advice. Our service is all about finding the funding options that your business is eligible for, and matching them with your requirements and requests. We can give you information on each of your options, explain how they work, and clarify exactly what you’d be agreeing to; but you have to make the decision.
Using our service is completely free and no-obligation, and we don't charge our customers a fee. You can use our matching tool, look at your options, or speak to one of our Business Finance Specialists with no strings attached. If you decide to go ahead, and a lender accepts your application for finance, they pay us a commission based on our standard terms. Normally, the cost to our customers is the same as if they’d gone direct to the lender.
We’re happy to disclose further commission details on request – if there’s anything else you’d like to know, feel free to get in touch.
We endeavour to help every UK business, but startups can be a little more challenging to help because they don’t have a track record or any assets to secure lending against. Some lenders won’t lend to startups, but since we work with over 70 finance providers there are often other ways of getting funding – for example, funding equipment directly with an equipment lease, rather than getting a general growth loan.
We also work with Startup Direct, a government-backed organisation that supports startups with finance and mentoring in partnership with the Start Up Loans scheme. Through them, businesses can get loans up to £25,000 – and after a few months of trading they might be eligible to get other types of funding like asset finance and invoice finance.